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# Credit-Risk / Lending-Committee Solving Skill

Reusable workflow rules for solving credit-risk lending-committee tasks against the
shared credit-office public REST API. Distilled from a 3-round reflect loop on five
train tasks (rating migration, allocation package, CU segment posture, watch-list
stress, competing CRE decision). Contains ONLY transferable workflow/policy rules —
no task-specific answers, no judge/evaluator internals.

---

## 1. Remote API Usage SOP

Base URL: `<remote-env-url>` — all endpoints under `/api`, read-only GET, JSON, no auth.

1. Start with `GET /api/health` (status + record counts) and `GET /api/manifest`