Individual skill

credit-office-analyst

Use when the user asks you to produce a committee-ready credit analysis, lending-committee packet, rating migration review, watch-list stress report, CRE competing-credit comparison, credit-union segment posture assessment, or any other structured lending or risk report that draws on a shared credit office REST API. This skill covers re-deriving risk ratings from policy thresholds, computing CDFI factor scores and risk classes, applying concentration limits and stress formulas, assembling allocation decisions with reason codes, and formatting results into controlled JSON templates. Use it whenever the task mentions branch-level loan portfolios, credit policy rules, FDIC or NCUA benchmarks, pending applications, sector exposures, watch-list or workout actions, or credit committee deliverables.

experiments/codex_skill_creator_comparison_deepseek_v4_pro_max/reports/skills/task_group_011/fewshot/cc/fewshot_attempt_02/SKILL.md

Source commit 5082a777379156a048881e94940d640702e5e09a

What was checked

Matches the observed repository HEAD

Yes

Scanner rules are current

No

Repository scan complete

No

Skill scan complete

Yes

Observed behavior

Not checked yet

Last checked

Nov 6, 2026

These are observations at the recorded commit, not a guarantee of safety. Review the source before running it.

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