Individual skill

get-out-of-debt

Guided workflow for eliminating debt systematically from comprehensive debt audit and strategy selection through creditor negotiation, execution discipline, and prevention planning. Covers credit cards, student loans, medical debt, personal loans, and other consumer debt. Use when the user wants to get out of debt or needs a structured multi-step process for this goal. Do NOT use when the request is a single-step task or requires professional advice beyond educational guidance.

src/process/resources/skills-library/bodies/workflows/get-out-of-debt/SKILL.md

Source commit 4c030c7b01c241df7b6e3535635a970f10d781af

What was checked

Matches the observed repository HEAD

Yes

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No

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Skill scan complete

No

Observed behavior

Not checked yet

Last checked

Nov 4, 2026

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