Individual skill
open-banking-io
Read bank account balances and transactions from EU/UK banks via the open-banking.io PSD2 API. Use when the user wants to check balances, list recent transactions, categorise spending, or reconcile payments across European bank accounts — without eIDAS certificates or an AISP licence.
cli-tool/components/skills/open-banking-io/open-banking-io/SKILL.md
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- Last checked
- Nov 4, 2026
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- Repository last updated
- Nov 8, 2026
- License
- MIT
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# open-banking.io
Self-serve PSD2 bank-data API for EU/UK accounts: accounts, balances and
transactions behind a single API key — no eIDAS QWAC/QSealC certificates
required. Part of the [open-banking.io](https://open-banking.io) service
([skills repository](https://github.com/open-banking-io/skills), MIT).
## When to use
- "What's my balance on <bank>?"
- "Summarise last month's transactions" / "How much did I spend on groceries?"
- "Which of my bank connections need re-consent?"
- Reconciling invoices/payments against bank statement lines
